Terms of Use

Last updated: September 2026

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

2. Informational Purpose

This website is provided for informational purposes only. The content on this website does not constitute professional advice, investment recommendations, or an offer to sell or a solicitation of an offer to buy any securities or other financial instruments.

3. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Lumara XIII or its respective owners and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written consent.

4. Trademarks

Lumara XIII and all related names, logos, and trademarks are the property of their respective owners. The use or misuse of these trademarks is expressly prohibited.

5. No Warranties

This website is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, Lumara XIII shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of this website.

7. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party websites.

8. Governing Law

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law principles.

9. Changes

We reserve the right to modify these Terms at any time. Your continued use of the website after changes constitutes acceptance of the modified terms.

10. Contact

For questions about these Terms, please contact us.